Home Renovation Loan

Home improvements? We can help!

Why Borrow With Us?

Low Rate

Our Low Rate is Variable 6.72% APR** .

Easy Application

Start Your Application Online.

Join & Apply

No Waiting For New Members

Borrow Up to €50,000

Financing your home improvements.

Home Improvement

Key Features

Why Borrow with Credit Union?

  • Free Loan Protection Insurance
  • Choice of repayment options to suit your circumstances.
  • No penalty charges for early repayment.
  • No hidden fees or set up costs.
  • No upfront repayments.
  • No transaction charges.
  • Low Rate –  6.72%APR*

**Improvements must be on your principal private residence to avail of the special 6.72% rate.

Contact us and see if we can help!

Apply Now

Loan Calculator

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

Disclosures

*APR (Annual Percentage Rate): Maximum Variable 6.72% APR%

Loan Term Options: Repayment terms of 1 – 10 years. No penalty charges for early repayment.

Fees and Charges Disclosure:

  • No hidden fees or set-up costs.
  • No upfront repayments.
  • No transaction charges.

Contact Information:

Telephone: 057 93 51780  Email: info@tullamorecu.ie

Consequences of Non-Payment:

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

Warning: The cost of your monthly repayments may increase.

Representative Example:

A loan of €25,000 over 5 years with 60 monthly instalments costs €489.15 per month at a variable rate of 6.5% (Annual Percentage Rate (APR) 6.72%) Total amount you pay is €29,349.00. The Cost of Credit is €4,349.00

You must be a member of Tullamore Credit Union to be granted a loan. To become a member you must live or work within our common bond.

Loans are subject to approval.

Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Tullamore Credit Union. It does not constitute a loan offer.