Low Rate
Our Low Rate Cultivate Loan is Variable 6.75% APR .
Easy Application
Start Your Application Online.
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No Waiting For New Members
Borrow Up to €75,000
Farmer Friendly Finance
Cultivate Loan
Key Features
We Help Finance
- New or second hand machinery
- Upgrade your buildings and facilities
- Purchase additional livestock
- Obtain working capital
- Increase cashflow
- Borrow any amount up to €75,000
- Repay early without penalties
- Low Rate – 6.75%APR*
- Flexible repayments terms up to 10 years
Contact us and see if we can help!
Loan Calculator
The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.
Disclosures
*APR (Annual Percentage Rate): Maximum Variable APR 6.75%
Loan Term Options: Repayment terms of 1 – 10 years. No penalty charges for early repayment.
Fees and Charges Disclosure:
- No hidden fees or set-up costs.
- No upfront repayments.
- No transaction charges.
Contact Information:
Consequences of Non-Payment:
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning: The cost of your monthly repayments may increase.
Representative Example:
A loan of €50,000 over 8 year period would cost €670.54 pm at variable rate of 6.55% (APR 6.75%). Cost of credit is €14,371.84 and total amount repayable is €64,371.84. Variable rates may increase which would cause the cost of credit to increase.
You must be a member of Tullamore Credit Union to be granted a loan. To become a member you must live or work within our common bond.
Loans are subject to approval.
Terms & Conditions Apply – Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Tullamore Credit Union. It does not constitute a loan offer.