Affordability Calculator

See How Much You Could Borrow

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See How Much You Could Borrow.

1

Tell us your monthly income

We ask some basic questions about how much you earn each month.
2

Tell Us Your Fixed Monthly Outgoings

No need to grab all your shopping receipts! Just the things you definitely have to pay out a fixed amount on every month.
3

We Tell You What You Could Borrow

Based on the information provided the calculator shows you the maximum amounts you could borrow over the different terms up to five years.

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

Disclosures

*APR (Annual Percentage Rate): Maximum Variable APR 9.9%

Loan Term Options: Repayment terms of 1 – 5 years. No penalty charges for early repayment.

Fees and Charges Disclosure:

  • No hidden fees or set-up costs.
  • No upfront repayments.
  • No transaction charges.

Contact Information:

Telephone: 057 93 51780  Email: info@tullamorecu.ie

Consequences of Non-Payment:

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

Warning: The cost of your monthly repayments may increase.

Representative Example:

A loan of €5,000 over 3 years with 36 monthly instalments costs €160.16 per month at a variable rate of 9.5% (Annual Percentage Rate (APR) 9.9%) Total amount you pay is €5,765.76. Variable rates may increase which would cause the cost of credit to increase.

You must be a member of Tullamore Credit Union to be granted a loan. To become a member you must live or work within our common bond.

Loans are subject to approval.

Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Tullamore Credit Union. It does not constitute a loan offer.